Financing your Volkswagen at Gervais Volkswagen in Lowell

Volkswagens are great cars for both long trips and everyday driving. Many drivers in Boston love them because of their great styling, superior engineering, and long-term reliability. If you're in the market for a new car, visit our dealership in Lowell today.

After considering the various levels of trims and possible upgrades, you might be concerned about not being able to afford your dream car. Don't worry; our finance center will be able to help you. Our finance specialists will work overtime to get a deal done. Whether you want a car loan or lease agreement, our team knows what to do.

Financing Options

Car Loan

Our advantage starts with the application, which can be easily completed from the comfort of your home in Andover. It's quick, easy and there are no unnecessary questions, and it only takes a few minutes to fill out.

We aim to work with anyone in the Burlington, MA area, so less-than-stellar credit is okay.

Because of our volume and relationships, we offer some of the lowest interest rates in the Billerica area. This will keep your monthly charge down. You can either pocket these savings or upgrade to a more expensive car. You can enjoy getting a fancier model or splurge and getting a better trim or added driver assistance technologies.


Some people prefer leasing. There are definite advantages. You get to drive a new car every year. This is when the car is trouble-free and still covered under the factory warranty.

Car Loans vs Leasing

You don't own the car when leasing, and you have to abide by certain terms and conditions. The car needs to be returned in good condition. You're not allowed to modify the vehicle. There are annual mileage limits that must be met. If any of these are broken, you might end up paying additional fees.

Leasing is more expensive in the long run. This is because you're essentially renting the car when it's depreciating the fastest. To achieve the lowest total cost of ownership, you should own a car until it no longer makes sense because of the repairs.

We've helped many drivers in Lowell afford their dream car. Visit Gervais Volkswagen and schedule a test drive today.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Apply for Financing on Your Next Volkswagen

Walking the lot of Gervais Volkswagen envisioning the possibilities of your next new or used vehicle is a lot of fun. However, that fun can come to a screeching halt when you get a look at the complexities of financing and leasing. Fortunately, the team at Gervais Volkswagen is equipped to help you out and can save you a ton of time before you ever step foot into the dealership.

Our online pre-approval form is an easy and convenient way to get the ball rolling on snagging your next Volkswagen. All we need is some basic information, and we'll get right to work finding the right loan or lease rate for you.

Worried About Getting Pre-Approved? It's Easy!

A big source of stress when it comes to buying a new car is the fear of being rejected for financing. Life happens, and it's not always cheap, and for drivers around Lowell and Chelmsford, this can take a big toll on your credit score. However, our expert finance team has worked with thousands of drivers around the region to help them finance or lease a new or used Volkswagen.

Our department operates with a sense of empathy and a responsibility to ensure that we do right by our customers. We work with a wide range of budgets to find a tailor-made finance or lease rate that fits comfortably into your budget. With our many connections with banks and lenders on both a local and national level, we're confident you will drive away happy with your rate.

We Offer Great Loan and Lease Options on Every Vehicle in our Inventory

Our inventory of new Volkswagen models is as comprehensive as any you'll find around Billerica or Nashua NH. Get your professional career started with a sensible Volkswagen Jetta or if you find yourself with a growing family, the spacious Volkswagen Atlas is a smart choice for SUV shoppers.

There's never been a better time to make the jump to a Volkswagen thanks to our new manufacturer incentives as well as the latest in interior cabin technology.

We look forward to serving you.

Shop New Volkswagen Vehicles: VW SUVs | New Golf Sportwagon | Golf Alltrack | Volkswagen Jetta |  Atlas |  Tiguan | Golf GTI

We're sorry, availability of some equipment, options or features may be limited due to global supply issues affecting the auto industry. Please be sure to verify that the vehicle you purchase includes all expected features and equipment.